Personal

Business

personal accounts

  •  
  • Simply Checking
  • Premium Checking
  • Premium Rewards Checking
  • Description
  • A basic checking account without a minimum balance requirement
  • An affordable checking account that includes a selection of free services
  • An interest-bearing checking account that rewards higher balances with additional free services.
  • Opening Deposit
  • $100
  • $100
  • $100
  • Minimum Daily Balance
  • $0
  • $1,000
  • $2,500
  • Minimum Requirements to Avoid Monthly Service Charges
  • Minimum 12 debit card transactions1 per statement cycle and electronic statements
  • Minimum 8 debit card transactions1 per statement cycle plus minimum balance maintained or 5K combined personal account balances.3
  • Minimum of 15K in combined personal account balances3 or minimum balance maintained.
  • Monthly Service Charge
  • $5 per statement cycle, refunded if all above requirements are maintained
  • $10 per statement cycle, refunded if all above requirements are maintained
  • $15 per statement cycle, refunded if all above requirements are maintained
  • Earned Interest
  • None
  • None
  • (Tiered)
  • Debit Card
  • FREE2
  • FREE2
  • FREE2
  • Online Banking & Bill Pay
  • FREE
  • FREE
  • FREE
  • E-statements
  • FREE
  • FREE
  • FREE
  • Money Orders
  • Refer to Schedule of Fees
  • Refer to Schedule of Fees
  • FREE
  • Cashier's Checks
  • Refer to Schedule of Fees
  • Refer to Schedule of Fees
  • FREE
  • Mobile Banking/Mobile Deposit
  • FREE
  • FREE
  • FREE
  • Safe Deposit Box Rental
  • Refer to Schedule of Fees
  • Refer to Schedule of Fees
  • $15 credit towards box of choice
  • Check Printing
  • Prices vary with styles
  • Prices vary with styles
  • Free SPB Logo Checks
  • Preferred CD Rate
  • None
  • None
  • Yes4
  • ATM Transactions at non-proprietary ATMs5
  • $1 per transaction after the 4th ATM withdrawal
  • $1 per transaction after the 4th ATM withdrawal
  • $1 per transaction after the 4th ATM withdrawal

  1. Debit card transactions are POS transactions (ATM transactions are not included).
  2. Does not apply to replacement cards. Refer to Schedule of Fees for replacement card costs.
  3. May use combined balances in personal checking, savings, Certificate of Deposit, Individual Retirement Accounts, and Health Savings Accounts.
  4. Preferred CD interest rate available on new CDs and at next renewal date of existing CDs.
  5. No fees for ATM transactions at Southport Bank ATMs. Non-proprietary ATMs are terminals not owned by Southport Bank: these terminals may assess additional fees for withdrawals, transfers, and balance inquires.

HSA checking accounts are available. Contact a representative for more information.

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